Every homeowner knows the struggles of home improvement and upkeep. Year after year, your home needs a new paint job, or wiring work, or perhaps something goes wrong with the plumbing. It’s always one problem after another, isn’t it? And none of them are cheap. Home improvements are never easy, in fact they can be exorbitantly expensive. But UK citizens need not empty their bank accounts just to pay home improvement costs. As a matter of fact, there are government programs that can help you pay your bills using a home improvement grant. If you’re interested in applying for a home improvement grant yourself, this guide will tell you everything you need to know.
How The UK Government Can Help With Home Improvement
There are a number of different ways that the government assists citizens to cover the costs of home improvement in the United Kingdom. Each method of assistance can help with different facets of home improvement. However, each one also comes with certain policies and conditions that you should be aware of, before you apply for a grant that is suitable to you and your specific needs.
The government can provide a home improvement grant or loan if you need to repair, improve or adapt your home. This grant could be used for raw materials, tools and even labour. Other forms of assistance that specific government bodies can provide in this regard include information and advice that can help you carry out a home improvement project efficiently and affordably.
The government of the UK may even decide that it would be more cost-effective to offer you a grant that you can use to buy a new home, rather than help you fix up the one you’re currently living in. In some cases, they may even add to your grant by offering to buy your current home from you.
What Kind of Properties The Government Can Help Improve?
When it comes to home improvement grants offered by the government of the UK, the definition of ‘home’ is surprisingly flexible. Local government bodies can help citizens with home improvement initiatives for private houses, buildings, apartments, caravans, and even boats. As long as you can prove you’ve been living in any one of these properties, the government will be willing to provide a home improvement grant to fix it up.
What Kind of Application Forms Do You Need?
Local government bodies may require unique application forms as well as uphold unique policies and standards to decide who they issue grants and loans to. The best way to find out what your options are is to contact local authorities and seek advice personally. Local authorities are also required to assist you with any disabilities that you may have, so be sure to disclose them as soon as possible, so you can avail specific benefits that can make the process of receiving grants easier and less stressful.
It’s Important To Know Your Rights
Every local government body will have a set of policies you must follow and requirements you must meet if you want to avail a home improvement grant or loan. For instance, certain government organisations don’t issue grants to anyone who’s savings exceed a specific amount. However, there are also clear guidelines that state that a government organisation can not deny your request for a grant or loan based on gender, age, race, sexuality or other factors of your personal identity. Before you apply for a home improvement grant, you should be aware of your rights, so you can’t be deprived of them.
What Is A Home Improvement Agency?
Housing Associations, local governments and charity organisations in the UK often run Home Improvement Agencies(HIA) on a non-profit basis. An HIA can help you with your home improvement project if you need financial assistance. HIAs primarily specialise in helping low-income households, as well as the elderly and disabled people. If you fall under any of these categories, it may be in your best interest to contact a Home Improvement Agency and see if they could help you.
What Grants Are Available In The UK?
The grants currently available in the UK include Cold Water Payment, The Winter Fuel Payment, The Warm Home Discount, and the Green Deal Scheme, amongst others. Now that you know more about availing a home improvement grant or loan in the UK, do you intend to avail one the next time you need to start a new home improvement project? Before you do, remember to understand your options and do your research